Money slips through my fingers
For the subscription you forgot and the bill you meant to pay. Tools that put money where you can see it.
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Guides for this shelf
- How to block gambling in the UK: Gamstop, bank blocks and other free toolsTo block gambling in the UK, stack free layers: register with Gamstop to block gambling websites and apps licensed in Great Britain for 6 months, 1 year or 5 years; switch on your bank's gambling block in its app; and add free blocking software such as BetBlocker.
- Books on ADHD and money: three worth reading, and how to get through themTwo books on ADHD and money were written for exactly this: ADHD Money by Tina Mathams (under £15), which swaps rigid budgets for spending plans, body doubling and small games, and Mad About Money by Maddy Alexander-Grout (under £15), on bills, budgets and life admin.
- Budgeting apps and tools for ADHD in the UK: YNAB, free planners and paperIf you will pay, YNAB (You Need A Budget, about $14.99 a month or $109 a year) is the strongest budgeting app for ADHD in the UK: it imports from select UK banks and gives every pound a job.
- Cash envelope budgeting in the UK: binders, planners and how to startCash envelope budgeting means taking your weekly spending money out in cash and splitting it into labelled envelopes, one per category; when an envelope is empty, that category waits until next week.
On the shelf: 14 finds
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YNAB (You Need A Budget)
By YNAB
Gives every pound a job before you spend it, so bills, rent and fun money each sit in their own clear pot.
$14.99a month, US priceSee it at YNABAffiliate link -
Budget Planner Pro with Cash Budgeting Envelopes
By Clever Fox, sold by Amazon
Undated budget book with cash envelopes built in, so you can start any month and see where the money went on paper.
See priceat AmazonSee it at AmazonAffiliate link -
Budget Binder Set with Clear Cash Envelopes
By Mlife, sold by Amazon
A ring binder with clear cash envelopes and budget sheets, so each week's food or fuel money lives in its own pocket.
See priceat AmazonSee it at AmazonAffiliate link -
Budget Planner, Savings and Expense Tracker
By Hem Studios, sold by Not On The High Street
A planner from an independent maker for writing down income, spending and savings, so the whole year sits in one place.
Affiliate link -
Digital Money Jar, All UK Coins
By Global Gizmos, sold by Amazon
Drop in loose change and the jar counts every UK coin for you, so the running total is always on show.
See priceat AmazonSee it at AmazonAffiliate link -
Timed Lock Box with Timer
By Neulriscn, sold by Amazon
Lock your bank card inside for a set time, so late-night impulse buys have to wait until the timer runs out.
See priceat AmazonSee it at AmazonAffiliate link -
ADHD Money: A Finance Book Made for Your Neurodivergent Brain
By Tina Mathams (Wiley), sold by Amazon
Written by an accountant with ADHD, it swaps rigid budgets for spending plans, body doubling and small games around money jobs.
See priceat AmazonSee it at AmazonAffiliate link -
Mad About Money: Managing Finances (and Life) with ADHD
By Maddy Alexander-Grout (Wiley), sold by Amazon
A down-to-earth guide to managing bills, budgets and the rest of life's admin, from an author who has ADHD herself.
See priceat AmazonSee it at AmazonAffiliate link -
Work out your budget tool
By Citizens Advice
Free budgeting tool that walks you through money in and money out, then shows where you might be able to cut back.
Affiliate link -
Gamstop online self-exclusion
By Gamstop
Free UK scheme that blocks your access to accounts on British licensed gambling sites and apps for a period you pick.
Affiliate link -
MoneyHelper Budget planner
By MoneyHelper (Money and Pensions Service), sold by MoneyHelper
Free government-backed tool that adds up money in and out, shows what is left, and turns yearly costs into monthly ones.
Affiliate link -
Goodbudget
By Goodbudget
Digital envelopes: split your money into named pots and see what is left in each. Free with 20 envelopes and one account.
$10a month, US priceSee it at GoodbudgetAffiliate link -
BetBlocker
By BetBlocker (charity SC049565), sold by BetBlocker
Free blocking software from a Scottish charity. Blocks gambling sites and apps on phones and computers for a period you choose.
Affiliate link -
Gamban
By Gamban
Paid software that blocks gambling websites and apps across your devices. £29.99 a year after a 7-day free trial.
£29.99See it at GambanAffiliate link
